* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: Arial, Helvetica, sans-serif;
  color: #222;
  background: #fff;
  line-height: 1.6;
}
.advertorial-banner {
  position: sticky;
  top: 0;
  z-index: 20;
  background: #f4f4f4;
  color: #4a4a4a;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: .22em;
  text-transform: uppercase;
  text-align: center;
  padding: 11px 16px;
  border-bottom: 1px solid #e2e2e2;
}
.legal-header {
  max-width: 860px;
  margin: 0 auto;
  padding: 18px 20px 8px;
}
.legal-header img {
  height: 48px;
  width: auto;
  display: block;
}
.legal-wrap {
  max-width: 860px;
  margin: 0 auto;
  padding: 10px 20px 48px;
}
.legal-wrap h1 {
  font-size: 28px;
  font-weight: 800;
  margin: 12px 0 18px;
  text-align: left;
}
.legal-wrap h2 {
  font-size: 18px;
  font-weight: 700;
  margin: 28px 0 10px;
  text-align: left;
}
.legal-wrap p, .legal-wrap li {
  font-size: 15px;
  color: #333;
}
.legal-wrap ul { padding-left: 20px; }
.legal-wrap a { color: #1a66e0; }
.legal-footer {
  background: #cdcdcd;
  padding: 28px 20px 36px;
  text-align: center;
}
.legal-footer p {
  margin: 8px auto;
  max-width: 720px;
  font-size: 13px;
  color: #222;
}
.legal-footer nav {
  margin-top: 12px;
  font-size: 13px;
}
.legal-footer nav a {
  color: #111;
  text-decoration: underline;
  margin: 0 8px;
}
.legal-footer .copyright {
  margin-top: 16px;
  margin-bottom: 0;
}
.contact-list { list-style: none; padding: 0; }
.contact-list li { margin: 10px 0; }